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OP-ED BY SEAN MICHAEL BREHM, CHAIRMAN OF SPECTRAL CAPITAL (FCCN):

Crypto, Regulation, and the Path Forward: Bridging the Gap with Visionary Innovation The FDIC's tough stance on crypto banking has sparked a debate. It highlights a bigger problem. There needs to be more custodianship and accountability in a new but promising sector. Crypto needs clear rules to thrive, and banks need certainty to innovate. But, regulatory overreach or underreach risks derailing progress. We are at a critical juncture where innovation and trust must align. The FDIC's hesitation reflects real concerns about volatility and fraud in crypto. But, it also exposes

Too Big to Fail?

Several weeks ago we covered Credit Suisse in some of our articles about risk management and regulations. This week they’ve been in the news again for all the wrong reasons, which may have an impact on the crypto market. Once the darling of Wall Street, Credit Suisse is rapidly turning into its nemesis. Following several multi-million dollar fines, they’ve lurched from one scandal to another. In September 2021 the UK’s Financial Conduct Authority issued a statement saying, “The Financial Conduct Authority has fined Credit Suisse over £147 million for serious